At NATRUST, we understand the unique need of the low- & middle-income housing-segments where end-users are keen to own their home. We provide localized processing of your proposals, to facilitate property purchase. With competitive home loan interest rates, multiple product options and a team of dedicated professionals bringing our services to your doorstep.
The process is handled by a dedicated and experienced in-house team to ensure your application is given due attention and to maintain the highest level of confidentiality.
Yes. You can prepay the loan, subject to terms & conditions specified and as per guidelines stipulated by NHB from time to time.
Loan amount is subject to income and valuation of Property.
You can choose tenure options *between 60 months to 240 months.
*(Subject to terms & conditions)
No, you would need to show a bank statement for the past 6 months to 1 year
Resident Individuals are eligible for mortgage loan. Non-resident Individuals are also eligible provided their spouse or close blood relation join the loan as co-borrowers
Loan amount is decided mainly based your income (family income) and valuation of property. Your age, qualification, number of dependants, assets & liabilities, savings history and the stability & continuity of occupation also contribute to arrive at maximum loan quantum that you could borrow.
Maximum of 120 months.
*(Subject to terms & conditions)
Mortgage of un-encumbered residential house/flat/ commercial property in the name and possession of the borrower either self-occupied or vacant or partially tenanted
Personal guarantee of a person acceptable to the company must be provided as per requirement.
Please refer our Fees and charges chart
