Sales Executive

Locations:Vellore,Bangalore,Chennai,Hyderabad,Karimnagar,Belgaum,Hubli,Madurai,Trichy,Vijayawada Branches

Salary : 3,00,000 – 5,00,000 P.A.

Experience: 3 – 8 years

Job Description :

  1. To achieve the monthly and annual sales targets, thereby contributing to achieving Branch target, as a whole.
  2. To ensure that all the required documents are collected from customer, for scrutiny, as per NATRUST norms, before inwarding the proposals.
  3. To coordinate with Credit team and ensure that there is no pending requirement from the customers.
  4. To ensure that all the proposals conform to KYC requirements.
  5. To make sure that all appropriate fees are collected from the customers.
  6. To maintain TAT by ensuring that the proposals inwarded are sanctioned and disbursed within 7 days.
  7. To communicate the reason for the rejection of proposals to the customers, explaining the deficiencies.
  8. Responsible for quality of applications and ensuring that accounts do not fall under quick mortality (which means to avoid accounts falling into the NPA category within 1 year from the date of sanction).
  9. To ensure maximum business growth both in terms of number and amount, not compromising on the quality or business ethics, at the same time.
  10. To handle customer queries in the Branch level and ensure NIL customer complaints.
  11. To engage in Sales and Marketing campaigns and in various other promotional activities.
  12. To identify and suggest prospective marketable locations to the Management.
  13. To monitor the competitor’s business activities and suggestions to improve our products and processes accordingly.

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Branch Manager

Locations: Hyderabad,Vellore,Chennai

Salary : 4,00,000 – 7,00,000 P.A

Experience: 5 – 10 years

Job Description :

  1. To function as an overall administration in-charge of the branch.
  2. Customer Acquisition: To monitor the leads, to check for the quality of sourcing and to ensure quick conversion of prospects as per the targets set.
  3. Customer Retention: To counsel and retain the customers thus ensuring NIL prepayment of Housing Loan, unless it is authorised by the Managing Director / Head Credit, Risk & Recovery of the Company.
  4. Customer Management: To act as a one stop shop for all the customer related queries, issues and grievances and to resolve them at the earliest.
  5. To ensure ‘Zero Customer Complaints’ against the staff and the Branch as a whole.
  6. To manage all the branch staff (i.e.,) Sales team, Legal Officer, Technical Officer, Recovery staff, Accountant, Credit staff (administrative control only) and to coordinate with vendors and DSA for support services.
  7. Responsible for proper training of new employees inducted into the system.
  8. To manage the performance and productivity of Branch staff and offer continuous feedback on the same.
  9. To ensure maximum business growth both in terms of number and amount, not compromising on the quality or business ethics, at the same time.
  10. To achieve high branch profitability or as per targets.
  11. To rigorously monitor NPA overdue accounts and to ensure that there are no adverse changes in NPA overdue.

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Collection Executive

Locations: Hyderabad

Salary : 3,00,000 – 4,00,000 P.A.

Experience: 3 – 8 years

Job Description :

  1. To achieve the monthly, quarterly and annual Collection targets, thereby contributing to achieve Branch target, as a whole.
  2. Responsible to effect recoveries under existing NPA cases and for up-gradation (Roll Back/Normalisation & OTS) of the allocated NPA cases.
  3. To achieve demand vs collection targets.
  4. To convert collections through Cash and PDC to NACH.
  5. To ensure strict compliance on same day collection entry in ERPS and handover of daily collection to Branch Accountant.
  6. To adhere to company-defined, ethical and acceptable collection practices.

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Software Developer

Locations: Chennai (Corporate Office)

Salary : 2,00,000 – 3,00,000 P.A.

Experience: 1 – 4 years

Preferred : Early Joiners

Job Description :

1. 1-4 years of proven experience and deep knowledge of Software development of ASP.NET, VB.NET, C#.NET, Oracle PL/SQL stored procedures and database performance optimization.

2. Take ownership of the maintenance and development of key database product components within including writing Constraints, Indexes, Cursors, Views, stored procedures, functions, triggers, packages, and complex analytical and financial reports and User Defined Functions.

3. Experience in Architecture, Designing, Development and Deployment of High-Performance, Scalable, Distributed, ASP.NET Applications and Oracle/SQL.

4. Good experience in Classic ASP, ASP.Net, VB Script, C#, Java Script, Jquery, HTML, DHTML, XML and CSS.

5. Experience in working with Firefox, Internet Explorer, Safari and Chrome browsers.

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Legal Manager

Locations: Chennai (Corporate Office)

Salary : 3,00,000 – 5,00,000 P.A.

Experience: 3 – 7 years

Job Description :

1. Procurement of Title Search Report within TAT in follow up with Marketing Team for submission of documents and Legal Vendors for submission of report.
2. To Ensure quality of the report is in consonance with the local laws.
3. All legal conditions to be met with and disbursement cheque to be released within TAT
4. Queries raised by the Compliance Authorities are to be discussed with the respective branches / legal managers placed there, and to resolve the same within TAT.
5. Drafting Sale Deeds, MOTDs
6. Procurement of Online ECs for the Legal Sanctioned files within TAT
7. Procurement of Certified Copy of the Title Deed from the concerned SRO within TAT
8. To ensure timely collection of Bills from Vendors and clearance in co-ordination with the Finance Team
9. To ensure the collection of Loan Agreement and Original Documents as per Advocate’s recommendation and submit the same to the compliance authorities for their cross-verification.
10.Follow Up of Post Disbursement Documents and place the same on record within TAT.
11.To procure empanelment agreement of new vendors and renewed agreements of the existing vendors.

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Branch Credit Manager

Locations: Warangal,Vijayawada

Salary : 3,00,000 – 5,00,000 P.A.

Experience: 4 – 8 years

Job Description :

1. Login of files and underwriting of proposal.

• To ensure that the proposal conform to KYC requirements.
• 100% scrutiny of customer documents and internal / external verification reports. Any negative reports / documents to be reported in writing to BM & reporting Manager.
• Additional documents related to credit sanction to be followed up and collected from the applicant/s and further analyzed.
• Conduct Personal Discussion with the applicant/s and assess willingness & capacity of borrower to repay and record the same in the credit interview sheet.
• Proper identification of the property, corroborate schedule of the property between TSR and LSR and ensure marketability of the property before recommending the proposal.
• In case of any deviation, justification and mitigates to be provided in case of recommending the loan.
• Underwrite the loan proposal in conformity with the prescribed credit norms / NHB regulations
• To ensure that the proposal conforms to Rules of Anti Money Laundering Act.
• Risk analysis is done and recommend the proposal.
• To ensure quality of proposals.
• Appropriate flagging of proposals under various categories/schemes.
• To ensure prescribed Turnaround Time from inward to sanction.
• Decision on proposal should be communicated to the customer within 15 days from the date of inward.
• To monitor and ensure that the job assigned to CPA delivered by him/her properly.
• To monitor proposals for early delinquency, cheque bounces and follow up actions required.

2. Disbursement

• All requirements are obtained before disbursement is booked.
• To ensure that processing/re-processing fee and admin fee is collected in full.
• Stage of construction is commensurate with deployment of funds (margin money and money availed through previous disbursement).
• No PEMI dues are pending.
• To ensure that registration of MOTD by applicant favouring NATRUST is done before disbursement money is released to customer.
• Release of cheque within 2 working days from the date of booking. In case of delay, intimate branch manager & CO Ops- Manager on mail immediately.
• Due date of PEMI & EMI is communicated to the customer.

3 . Audit Compliance

• To ensure 100% compliance of audit queries.
• To reply within 3 days from the date of receipt of audit query

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IT Infra Support – System Admin.

Location : Chennai (Adyar).

Salary : 4,00,000 – 5,00,000 P.A.

Experience: 3 – 4 years

Job Description :

1. To work closely with employees of various departments to analyse the system needs.

2. To perform periodical system monitoring and analyze the operational needs.

3. To present ideas for system improvements, including cost proposals, man days required, project deliverable deadline, etc.

4. To develop and maintain installation and configuration procedures.

5. To manage hardware and software upgrades and patches.

6. To install new servers and rebuild existing servers, also coordinating with ISP.

7. To purchase and dispose IT related machines, devices, cost effectively.

8. To configure hardware, peripherals (like printers), services, settings, directories, storage, servers, firewall, routers, etc. in accordance with company standards and operational/departmental requirements.

9. To verify the integrity and availability of all hardware, server resources, systems and key processes.

10. To maintain the systems / servers, without any unplanned downtime.

11. To perform regular file archival and purge whenever necessary (backup and restoration).

12. To troubleshoot software/hardware problems reported by users (employees).

13. To repair and recover from hardware or software failures

14. To provide all IT related facilities and accesses to employees.

15. To maintain data center environmental and monitor equipment.

16. To monitor and avoid IT practices that are against the ethics and company policy.

17. To perform regular security monitoring to identify any possible intrusions.

18. To research and recommend innovative, approaches for automating system administration tasks.

19. To envision the organization to be completely built upon automated systems and work towards the goal.

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Regional Manager

Location : Chennai,Hyderabad

Salary : 10,00,000 – 15,00,000 P.A.

Experience: 10 – 15 years

Job Description :

1. To collaborate and work closely with the branches (through branch managers)
2. To achieve business targets set for the month / year
3. To analyse and formulate the sales plans and strategies to achieve the revenue budget through the team of Branch Managers and Sales Executives, in consultation with Head Sales
4. To increase the origination of business by activating every sales resource in the branch
5. To increase distribution by adding new DSA’s
6. To follow up with credit team to ensure timely decision making and disbursal within minimum TAT
7. To ensure that the productivity benchmarks are achieved by individual performers
8. Responsible for proper training of new employees inducted into the system
9. To function as the single point of contact in the region for employee’s concerns and issues between them and the management.
10. Responsible for branch administration, branch operations, on-site management and Audit compliance.
11. To identify fraudulent proposals / documents and implementing procedures to prevent such mishaps.
12. To implement strategies to retain loan accounts by avoiding take over and preclosure / prepayments.
13. To manage default accounts and closely follow up the recovery of existing NPA overdue, also to implement strategies to avoid falling of new accounts into NPA overdue category.
14. To drive implementation of sales campaigns through various channels.
15. To identify the key trends in the market and report the same to management to venture into new segments of business.

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