About

Fulfil the dream of owning your home with NATRUST.

Buying home is an extremely important decision for an individual. We understand the importance and thereby assist you to avail the best services and save cost.To help you build/buy your dream home, we facilitate you in getting home loans at the best possible interest rates and quickest disbursals.

Choose a Home plan best suited for you

Achieve all your goals and aspirations; with the right kind of help, exactly when you need it.

1. Self-Construction

Do you want to construct a house on the plot that you own? With your bought land beneath your feet, there’s nothing stopping you from seeing your dream project being complete, brick by brick. Ensure your home gets constructed just the way you want it to.

2. Composite Loan

Are you planning to buy a plot to build a house? This is perfect for you. Our plot and construction loan facility can be used for buying a plot of land as well as for constructing your dream home on it. Contact our Executive now.

3. Purchase New / or Resale Flat/House

NATRUST offers home loans at affordable rates with a flexible term for purchase of ready built-up house/flat.

4. Home Extension

NATRUST offers you Home Extension Loan to construct additional area in the existing floor or add another floor to your house by financing up to 100% of the cost of extension at affordable rates.

5. Takeover/Top-up

NATRUST takes over your Housing Loan liability with other recognized Housing Finance Companies, and Commercial Banks at our prevailing rate of interest and offers top-up amount for construction / renovation / repair of the property.

FEATURES AND BENEFITS

Simple, Quick and Hassle – free process

Expert guidance at your doorstep

Approval of loan before you select a property

Loan for under construction as well as ready possesion or resale properties

Tax benefits on the principal and interest components of your Home Loan

Documents

KYC DOCUMENTS

ID & Address Proof (Any One Required)

PAN card (Mandatory, if income is considered for loan eligibility calculation)
Aadhar Card (Mandatory)
Valid Passport
Voter ID card
Driving license

Residence Proof (Any One Required)

Utility Bill: Electricity, Telephone, Postpaid mobile, water bill etc.
Ration card
Letter from employer
Bank statement /copy of Pass book reflecting address
Valid Rent Agreement
Sale Deed

*National Housing Bank (NHB) had introduced Know Your Customer (KYC) guidelines for housing finance companies. We request you to co-operate with us in complying with these guidelines.

Income Documents

Salaried Individuals

Salary slips for the last 3 months or salary certificate*
Cash Salary – Income details on Company Letterhead
Copy of bank statements for the past 3 months (salary account)

*If variable components like over time and incentives are reflected, then salary slips for the past 6 months are required.

Self-Employed Professional

Certificate of qualification for professionals: CA, Doctors or Architects
Copy of last two years’ income tax returns, along with computation of income
Copy of last two years’ P/L account with all schedules and audited balance sheet, wherever applicable.
TDS Certificate or GST returns
Bank statement for the last 6 months (Savings account, current account and O/D account)

Self-Employed Non-Professionals

Copy of your last two years’ income tax returns, along with computation of income
Copy of last two years’ P/L account with all schedules and audited balance sheet, wherever applicable
TDS Certificate or GST returns
Bank statement for the last 6 months (Savings account, current account or an O/D account)

Quick Apply

All you need to do is provide your details in the below form